Attention homeowners in Gulf Breeze and Santa Rosa County: Need an appraisal?
Check out the top reasons FL homeowners need LandTrust Appraisals:
Do you own a home in or near Gulf Breeze? Do you need help deciding the value of your real estate?
At LandTrust Appraisals, we understand the individual needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at LandTrust Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value estimation than yours. Appraisals to remove PMIA fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're veterans in helping customers just like you abolish unwanted and unneeded PMI insurance. Challenging Santa Rosa county's assessment of your propertyIf you live in a local area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. A professional appraisal from LandTrust Appraisals is your best weapon when challenging your property tax assessment. Was your HELOC recently frozen?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. LandTrust Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit. We Also Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? LandTrust Appraisals can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house. |